Minimum investment
$50k
Offering size
$12.2M
How much has sold
None sold yet
Asset type
Retail
Location
Vestal, NY
Financing
Not stated. The filings for this offering do not say whether it carries mortgage debt.
Sponsor-reported, from SEC filings and cited sources.
What is this, in one paragraph?
ARCTRUST Vestal Home Improvement DST is a Delaware statutory trust (DST) — fractional real estate ownership that can receive 1031 exchange treatment — holding a Lowe's Home Improvement store in Vestal, New York.3 ARCTRUST filed one Form D notice with the SEC in 2022 and never amended it. The sponsor's own website now lists the Trust among offerings closed to new investments.3
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These links support the historical public record; individual details may come from different sources.
On a 45-day clock? Find day 45 and day 180 from the sale date, then come back to this record.
What exactly is the property?
The Trust's asset is a freestanding Lowe's home improvement store at 225 Sycamore Rd. in Vestal, New York; Lowe's store locator showed the location open on August 24, 2026.1 AltsWire's directory describes the site as 14.48 acres leased in its entirety to Lowe's, under a lease dating back to 1996.2 No public record establishes what ARCTRUST paid for the property or when it took title.
- Reported location
- Vestal, NY
- Property size
- 131,645 square feet
Who is the tenant, and what's the lease?
Lowe's Inc. leases the entire building; AltsWire's undated directory entry reports the lease began in 1996, was extended in 2021, raises rent every five years, and had roughly 11.5 years of base term remaining plus renewal options.2 One corporate tenant carries all of the Trust's rent.
How did it end?
No sale or other ending on record
ARCTRUST Private Capital's own website lists the ARCTRUST Vestal Home Improvement DST (Lowe's, Vestal, NY) as a '2022-PRESENT DST OFFERING' under 'Closed to New Investments,' indicating the trust still owns and operates the property with no sale or conversion announced [1][2].
ARCTRUST labels this a 2022-present DST retail offering with Lowe's Home Improvement as the tenant in Vestal; AltsWire's directory describes the building as 131,645 square feet. No qualifying trade or sponsor news item found states that the offering was fully subscribed, sold out, or closed, so status_signal is none.
131,645 square feetSupporting evidence
Who's behind it?
ARCTRUST Private Capital states that its investment structures are sponsored by its parent company, ARCTRUST, and its site lists this Vestal trust.3 The Form D names ARCTRUST Vestal Home Improvement Holdings, LLC and ARCTRUST Vestal Home Improvement ST, LLC as promoters, with Gary Baumann, Robert Ambrosi and James Steuterman as executive officers.4 On May 14, 2025, plaintiffs' firm The White Law Group published a page describing an investigation into potential securities claims involving this offering.
- Sponsor
- ARCTRUST
- Legal Trust name
- ARCTRUST Vestal Home Improvement DST
- May convert to a REIT
- No
- Offerings from this sponsor
- 2 active / 6 total offerings from ARCTRUST
Reported by the sponsor. Top1031 does not independently audit sponsor-reported figures.
What does the paperwork say?
ARCTRUST opened the SEC file for this Trust and never returned to it, so no later notice reported how the raise progressed.4 The private-placement exemption used here bars general advertising, limiting the offering to accredited investors — those meeting SEC income or net-worth tests — reached through existing relationships.
- Form D filedFirst and latest filing on record.
- Filings on record
- 1
- How it may be offered
- Rule 506(b)Not advertised publicly. Offered through existing relationships.
- Source filing
- Read the filings on SEC EDGAR
A Form D is the notice a sponsor files when it starts raising money. A Form D filing does not mean the SEC approved, endorsed, or verified the offering.
DST interests are illiquid private securities. You may lose some or all of your investment. Distributions, tax treatment, and exit timing are not guaranteed. Review the current Private Placement Memorandum before investing.
Common questions
What happened to Lowe's Home Improvement Center?
Top1031 lists Lowe's Home Improvement Center as historical. It is no longer raising money.
Where does Top1031 get the data for Lowe's Home Improvement Center?
Top1031 builds this record from the sponsor’s own SEC filings and cited sponsor disclosures. Filings can lag what is happening now. A Form D filing does not mean the SEC approved, endorsed, or verified the offering.
Can I still invest in ARCTRUST Vestal Home Improvement DST?
No. ARCTRUST Private Capital lists this Trust on its closed-to-new-investments page, and the sponsor's investments page describes it as a 2022-present offering. The SEC file contains only the original Form D notice from August 17, 2022, with no amendment reporting a final result.
What property does the Trust own?
A single-tenant Lowe's home improvement store in Vestal, New York. Lowe's store locator lists the address as 225 Sycamore Rd., Vestal, NY 13850 and showed the store open as of August 24, 2026. AltsWire's directory describes the parcel as 14.48 acres.
Who is the tenant and how long is the lease?
Lowe's Inc. occupies the whole building. AltsWire's directory entry reports the lease started in 1996, was extended in 2021, includes rent increases every five years, and had approximately 11.5 years of base term remaining plus renewal options at the time of that listing. The Trust depends entirely on this one tenant.
Is the Trust leveraged, and who is the lender?
Unknown from public sources. The Form D does not disclose loan terms, and no deed, mortgage record, or sponsor disclosure establishing debt, loan-to-value, or a lender was located for this Trust. An investor would need the private placement memorandum (PPM) — the sponsor's full offering document — to see the financing.
What was the minimum investment?
The Form D filed August 17, 2022 reported a $50,000 minimum outside investment for this offering. That figure comes from the SEC notice filing, not from a current sponsor document.
Can this Trust roll into a REIT through a 721/UPREIT exit?
The record shows no 721/UPREIT feature — the structure in which DST interests are contributed to a REIT's operating partnership in exchange for units. Nothing in the SEC filing or sponsor materials reviewed describes a REIT conversion path for this Trust.
Chapter 8ARCTRUST Vestal Home Improvement DSTThe White Law Group reported an investigation into potential securities claims involving the ARCTRUST Vestal Home Improvement DST offering.