CVS Pharmacy & Pinnacle Bank Net Lease Portfolio

6 retail properties in 3 states · sponsored by ARCTRUST

CVS Pharmacy & Pinnacle Bank Net Lease Portfolio is a DST sponsored by ARCTRUST that owns 6 retail properties in 3 states. Its latest Form D, filed Oct 14, 2026, lists a $11.6 million offering with a $50,000 minimum.

Key facts

Minimum investment
$50,000
From the Form D
Offering size
$11,618,000
Equity offered, per the Form D
Sold so far
1.7%
Form D, Oct 14, 2026; the % is our arithmetic
Investors reported
1
Form D, Oct 14, 2026
Selling commissions
$929,440 · 8.0% of offering
Form D Item 15; the % is our arithmetic
Financing
Leveraged. This offering reports mortgage debt on the property.
How it is financed ↓
Offered under
Rule 506(c)
May be advertised publicly. Every buyer’s accredited status must be verified.

Figures come from SEC Form D filings unless a source is cited. Sponsor-stated figures are as reported by the sponsor; Top1031 does not independently audit them. On a 45-day clock? Find day 45 and day 180 →

Sales so far

Latest Form D
Oct 14, 2026 · 5 filings

These are the sponsor’s own numbers. They can lag what has actually sold, and they do not confirm that interests are still available.

How we work out how much has sold

We divide the amount the sponsor reports sold by the offering size in its latest SEC filing, filed Oct 14, 2026.

  • The sponsor reports these amounts itself, and can amend them later.
  • A filing can be behind what has actually sold. It does not confirm that interests are still available.
  • The amount left to sell is the offering size minus the amount sold.
Amount sold
$203,611
Not yet sold
$11,414,389
Investors
1

Calculated by Top1031 from the Form D filings, not stated by the sponsor:

1.7% of $11,618,000 sold, calculated by Top1031 from the Form D

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CVS Pharmacy & Pinnacle Bank Net Lease Portfolio image

CVS Pharmacy & Pinnacle Bank Net Lease Portfolio · Hoover, AL · Photo: arctrustprivatecapital.com

Multiple property locations are on record; no single map.

What does the Trust own?

Three CVS pharmacies and three Pinnacle Bank branches, each a freestanding building with one tenant. 1 The pharmacies are in Hoover and Millbrook, Alabama, and on Oakwood Road in Charleston, West Virginia; the branches on Eastchester and Westchester Drives in High Point, North Carolina, and on Julian Avenue in Thomasville. 1 A trust-specific offering summary reports the Trust acquired the portfolio on February 17, 2026 for $17,709,934. 2

Property address
2301 John Hawkins Pkwy, Hoover, AL
Property size
~53,000 SF / 6 properties / 9.5 ac

Tenant and lease terms are not in the SEC filings or cited sources.

How have sales gone?

The sponsor’s own numbers, with the caveat in Sales so far ↑.

Share of the offering sold at each Form D filing date, calculated by Top1031 from the filed amounts
0%50%100%0%1.7%Mar 17, 2026Oct 14, 20260%50%100%0%1.7%Mar 17, 2026Oct 14, 2026

How is it financed, and what did it cost to sell?

The offering documents identify an $8,855,000 loan from Provident Bank, secured by the properties held together in the single trust. 4 A first supplement dated March 25, 2026 sets a February 2031 initial maturity, with two automatic two-year extensions unless the loan is in default. 4 Debt is repaid before investors.

Debt

Financing
Leveraged. This offering reports mortgage debt on the property.

Costs and terms from the Form D

Selling commissions
$929,440 · 8.0% of offering
Finders’ fees
$0
Paid to officers, directors and promoters
$2,320,493 · 19.9% of offering
Form D Item 16
· The filing’s note: “ARCTRUST Exchange Holdings LLC will be responsible for paying certain fees and costs of approximately $2,320,493.”
Broker-dealers named in the Form D
10 named in the Form D
Show the firms

Individual representatives named in Item 12 are not listed.

Date of first sale
Not in the Form D
Minimum investment
$50,000

Form D Item 15 and Item 16 amounts may be the issuer’s estimates; each percentage is Top1031’s arithmetic on two Form D figures. Item 16 can overlap Item 15, so Top1031 does not add them together. The issuer marked these amounts as an estimate.

What does the SEC record show?

The initial notice reported a $12,245,000 offering. 6 Later amendments carried those terms forward, and the fourth lowered the stated offering amount. 5 A Form D is a short notice an issuer files to claim a private-placement exemption, not an SEC review or approval.

Legal Trust name
ARCTRUST Exchange DST
SEC CIK
2113030
First Form D
Mar 17, 2026
Latest Form D
Oct 14, 2026
Filings on record
5
Offered under
Rule 506(c)
May be advertised publicly. Every buyer’s accredited status must be verified.

SEC Form D filings, newest first

SEC Form D filings for CVS Pharmacy & Pinnacle Bank Net Lease Portfolio, newest first
FiledFormOffering amountAmount soldInvestorsFiling on SEC EDGAR
Form D/A$11,618,000
$203,611+$203,611
1
EDGAR
Form D/A$11,618,000was $12,245,000
$0
EDGAR
Form D/A$12,245,000
$0
EDGAR
Form D/A$12,245,000
$0
EDGAR
Form D$12,245,000
$0
EDGAR

Amounts, investor counts and minimums are as filed with the SEC on Form D. The change lines are Top1031’s arithmetic between consecutive filings; a new Form D notice starts a new count.

A Form D is the notice a sponsor files when it starts raising money. A Form D filing does not mean the SEC approved, endorsed, or verified the offering.

Common questions

Is CVS Pharmacy & Pinnacle Bank Net Lease Portfolio an active offering?
CVS Pharmacy & Pinnacle Bank Net Lease Portfolio is an Active offering: its latest Form D was filed Oct 14, 2026. A Form D filing does not by itself confirm that interests are still available; the sponsor or a registered representative can confirm what is open.
What does this Trust own?
Six freestanding, single-tenant net-leased buildings in three states. ARCTRUST's brochure identifies three CVS pharmacies, at 2301 John Hawkins Parkway in Hoover, Alabama, 3680 Highway 14 in Millbrook, Alabama, and 885 Oakwood Road in Charleston, West Virginia, plus three Pinnacle Bank branches, at 831 Julian Avenue in Thomasville, North Carolina, and 2630 Eastchester Drive and 1813 Westchester Drive in High Point, North Carolina. The brochure puts the six buildings at 53,530 square feet in total.
Who are the tenants, and how long do the leases run?
CVS Pharmacy occupies the three pharmacies and Pinnacle Bank the three branches, and ARCTRUST's brochure describes the portfolio as fully leased on absolute triple-net terms, meaning the tenants bear taxes, insurance and maintenance. The sponsor's fact sheet states a weighted-average lease term of 11.8 years; that figure appears in the offering materials and is not a recalculation as of October 2026.
Is there a mortgage on the portfolio?
Yes. The trust's offering documents identify an $8,855,000 loan from Provident Bank secured by the properties held together in the single trust. A first supplement dated March 25, 2026 specifies a February 2031 initial maturity, with two automatic two-year extensions unless the loan is in default. Because the Trust borrowed rather than buying all cash, the lender is repaid before investors, and the mortgage debt also passes through to exchange investors for purposes of replacing debt from a relinquished property.
When did the Trust buy the properties, and for how much?
Baker 1031's offering summary reports that the trust acquired the six-property portfolio on February 17, 2026 for an aggregate $17,709,934. That price and closing date come from a distributor summary rather than from deed records or an SEC filing.
What is the minimum investment, and who can invest?
The Form D notices report a $50,000 minimum investment. The Trust is offered under Rule 506(c), which limits buyers to accredited investors, broadly individuals who meet SEC income or net-worth tests, and requires the sponsor to verify that status with documentation rather than take the buyer's word for it. Minimums can differ for exchange money and for cash investors, and the offering documents and subscription documents set the terms.
Has the offering amount changed since the first filing?
Yes. The initial Form D, filed March 17, 2026, reported a $12,245,000 equity offering, and the September 3, 2026 amendment reported $11,618,000. The filings do not explain the change.

Sources

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These links support the record as a whole; individual details may come from different sources.

DST interests are illiquid private securities. You may lose some or all of your investment. Distributions, tax treatment, and exit timing are not guaranteed. Review the current offering documents before investing.