Sponsor-reported, from SEC filings and cited sources.
What is this, in one paragraph?
ARCTRUST Exchange DST is a Delaware statutory trust — a structure that lets 1031 exchange investors hold fractional interests in real estate — formed February 5, 2026 to own six single-tenant buildings leased to CVS Pharmacy and Pinnacle Bank across Alabama, North Carolina and West Virginia.2 It is raising equity under Rule 506(c), the exemption that permits public advertising so long as the sponsor verifies every buyer is accredited.1
WALT 11.8yr abs NNN; tenants CVS Pharmacy & Pinnacle Bank; $12.2M equity; no sales yet per 5/18/26 Form D/A
Show sources (8)Hide sources (8)
These links support the public record as a whole; individual details may come from different sources.
On a 45-day clock? Find day 45 and day 180 from the sale date, then come back to this record.
What exactly is the property?
A Baker 1031 offering summary says the Trust bought the six buildings on February 17, 2026 for an aggregate $17,709,934.2 Three are CVS Pharmacy stores — Hoover and Millbrook, Alabama, and Charleston, West Virginia — and three are Pinnacle Bank branches, two in High Point and one in Thomasville, North Carolina.3 The Birmingham Business Journal reported on August 14, 2026 that the Hoover CVS traded at $3.11 million in February.
- Property address
- 2301 John Hawkins Pkwy, Hoover, AL
- Property size
- ~53,000 SF / 6 properties / 9.5 ac
Who is the tenant, and what's the lease?
Two tenants cover the entire portfolio: CVS Pharmacy and Pinnacle Bank. AltsWire reported that each property is leased on an absolute triple-net basis — the tenant carries taxes, insurance and maintenance, and in the absolute form structural and capital items as well — with an 11.8-year weighted average lease term, contractual rent increases and renewal options.3
How are sales going?
These are the sponsor’s own numbers. They can lag what has actually sold, and they do not confirm that interests are still available.
Raise history appears here once sales are filed — free account required.
How is it financed, and what does it pay?
The SEC filings cover equity interests only and state no loan terms.1 A Baker 1031 offering summary describes a single acquisition loan from Provident Bank that is interest-only, meaning no principal amortizes and the full balance falls due as a balloon payment at maturity.2
Who's behind it?
ARCTRUST sponsors single-tenant net-lease programs for 1031 exchange investors, and its private capital arm listed this Trust as open to new investments when checked on August 31, 2026.4 On May 28, 2026 the firm announced a separate seven-property acquisition — Pinnacle Bank, CVS Pharmacy and NAPA Auto Parts — for a planned follow-on offering, ARCTRUST Exchange II DST. AltsWire, reporting a record DST sales month on August 5, 2026, cited about $5.5 billion of DST equity raised by ARCTRUST Properties, Inc. through July 2026.
- Sponsor
- ARCTRUST
- Legal Trust name
- ARCTRUST Exchange DST
- May convert to a REIT
- No
- Offerings from this sponsor
- 2 active / 6 total offerings from ARCTRUST
Reported by the sponsor. Top1031 does not independently audit sponsor-reported figures.
What does the paperwork say?
Each amendment carried the same offering size and minimum forward rather than resizing the raise, and none of the filings states property-level or loan terms.1 A Baker 1031 page updated August 3, 2026 lists a larger total offering that combines equity and debt, a figure that does not match the amount in the issuer's own notice filing.5
- First Form D filedThe public offering record begins.
- Offering amount recordedA Form D amendment recorded offering and sales totals.
- Latest Form D filedThe most recent sponsor-filed checkpoint in this record.
- Filings on record
- 3
- How it may be offered
- Rule 506(c)May be advertised publicly. Every buyer’s accredited status must be verified.
- Source filing
- Read the filings on SEC EDGAR
A Form D is the notice a sponsor files when it starts raising money. A Form D filing does not mean the SEC approved, endorsed, or verified the offering.
DST interests are illiquid private securities. You may lose some or all of your investment. Distributions, tax treatment, and exit timing are not guaranteed. Review the current Private Placement Memorandum before investing.
Common questions
Is CVS Pharmacy & Pinnacle Bank Net Lease Portfolio still raising money?
Top1031 lists CVS Pharmacy & Pinnacle Bank Net Lease Portfolio as active because the sponsor is still filing with the SEC. That does not confirm that interests remain available.
Where does Top1031 get the data for CVS Pharmacy & Pinnacle Bank Net Lease Portfolio?
Top1031 builds this record from the sponsor’s own SEC filings and cited sponsor disclosures. Filings can lag what is happening now. A Form D filing does not mean the SEC approved, endorsed, or verified the offering.
What does this Trust actually own?
Six single-tenant net-leased buildings in three states. AltsWire reported on April 10, 2026 that the portfolio holds three CVS Pharmacy locations — in Hoover and Millbrook, Alabama, and Charleston, West Virginia — plus three Pinnacle Bank branches, two in High Point and one in Thomasville, North Carolina. Pipeline data puts the portfolio at roughly 53,000 square feet across 9.5 acres. Only the Hoover property's street address, 2301 John Hawkins Parkway, appears in the accessible public materials; the private placement memorandum (PPM), the offering's governing disclosure document, carries the full property schedule.
What does absolute triple-net mean here, and how long do the leases run?
In a triple-net lease the tenant pays property taxes, insurance and maintenance; in the absolute form, structural and capital items as well, leaving the landlord with minimal operating obligations. AltsWire reported that each property in this portfolio is leased on that basis, with an 11.8-year weighted average lease term plus contractual rent increases and renewal options. Lease-by-lease expiration dates, rent schedules and the individual legal lessee names for the bank branches are not established in the public sources behind this page — the leases themselves and the PPM control.
Is there a mortgage on the portfolio?
The SEC filings do not say; the Form D/A filed July 13, 2026 describes equity interests and states no loan terms. A Baker 1031 offering summary reports an $8,855,000 acquisition loan from Provident Bank, fixed at 5.75%, interest-only with a balloon payment at maturity, and displays an in-place loan-to-value of 41.98%. Those figures are sponsor- and distributor-reported rather than drawn from a primary record, so the loan and its terms are items to confirm in the PPM and the loan documents.
What is the minimum investment?
The Form D/A filed July 13, 2026 reports a $50,000 minimum outside investment for this Rule 506(c) offering, which is open only to accredited investors and requires the sponsor to verify accredited status before accepting subscriptions. Minimums in a DST can differ for 1031 exchange money versus cash investors, and sponsors sometimes waive or raise them, so the figure that applies to a given buyer is the one in the PPM and subscription documents.
Why do published offering sizes for this Trust differ?
Because equity and total capitalization are not the same thing, and the public pages label them differently. A Baker 1031 page updated August 3, 2026 shows $20,355,000 as total offering, made up of $11,500,000 equity plus $8,855,000 debt — none of which lines up with the offering amount the issuer itself reported to the SEC on its Form D/A. The discrepancy is unresolved in the accessible public record and should not be reconciled without the governing offering documents.
Does this Trust convert into a REIT?
Nothing in the filings indicates a 721 or UPREIT exit — the arrangement in which trust property is contributed to a REIT's operating partnership in exchange for units. A Baker 1031 offering summary states the business plan contemplates a sale of the portfolio and a scheduled trust termination date of February 1, 2031. That is a sponsor-stated intention rather than a commitment; the PPM sets out the sponsor's disposition authority and the Trust's term.