Run your own numbers before you decide.
What the tax would be. When your deadlines fall. What each path involves. Every result here is an illustration to take to your CPA, not a return calculation.
See what tax a sale would cost you
Federal capital gains tax, the tax on depreciation you claimed, the 3.8% investment-income tax and your state — added up, with the amount a qualifying exchange could postpone shown beside it.
Open the capital gains tax calculatorCompare five ways to handle the sale
Buy a replacement property yourself, buy into a DST, take payments over time, use an Opportunity Fund, or just sell. The same seven questions answered for each.
Open the comparisonFind your two 1031 deadlines
Enter the day your sale closed. Get the day-45 date to name a replacement property in writing, and the day-180 date to close on it.
Open the deadline calculatorAdd up the cash and debt you do not reinvest
Money you keep, plus loan balance you do not replace. Both are called boot, and either can make part of your gain taxable now.
Open the boot calculatorFour questions, then a path to read about
Answer four questions about your sale and read what that path involves. It does not tell you what to do.
Start the four questions